The entire health insurance industry is built around taking a cut. Literally every single person who works for United Healthcare, BCBS, Aetna, and Humana is being paid by money the health insurance company took from you and is not using to provide healthcare. Not only that, but hospitals dedicate entire departments to battling health insurance companies for authorization for treatment. All that money could be redirected toward actually providing healthcare.
And then a random dude in the middle takes a cut while providing no actual service.
The entire health insurance industry is built around taking a cut. Literally every single person who works for United Healthcare, BCBS, Aetna, and Humana is being paid by money the health insurance company took from you and is not using to provide healthcare. Not only that, but hospitals dedicate entire departments to battling health insurance companies for authorization for treatment. All that money could be redirected toward actually providing healthcare.