- Put it in my savings account for my trip to Japan next September, or
- Pay off my 18TB HDD (900 bucks) and get rid of all the upcoming installments ($100/month), or
- Other
Either way, my monthly balance stays the same, I think. I’m really bad with money. 💀
Nah, I agree. The euphoria that comes with not having a debt is unparalleled. And responsible, yes. 😝
Whatever debt you pay off, continue “making payments” in the same amounts (to your savings account).
You guys have savings?!?
I have a water bottle that I put all of my spare change. 🤷♂️
But seriously, most banks (that I’m aware of) let you open a savings account for as little as $5 (minimum balance) with no extra fees. If you never withdrawal from it and drop a few spare bucks here and there, you may find yourself with “savings” too.
We did, until recent emergency vet bills and some wisdom teeth being extracted next week.
That’s a great way of reframing it, cognitively! 🤣 Nice!!!
Counterpoint: have you tried not having debt, while also having cocaine?