You make $65,000 (USD 🤢) in a dead end career doing nothing but showing up sometimes. Guaranteed employment without change in intensity or salary until retirement in 15 years at age 62. You receive 3 weeks paid vacation, reasonably priced medical, dental, and vision insurance, 401k matched at 2.5%, and virtually unlimited sick days as long as you don’t call out too often (>3x month). You are given 6 college credits per semester to use at the local university. You’re currently working on a PhD.
You live comfortably and have 1 year’s salary saved. Zero dependents.
Do you ride it out, or do you seek a career change before it’s too late.
I know, infinite unknown variables, but what would you do regardless?


Yeah, this is impossible to answer until we know the cost of living in OP’s area. In my area, $65k would be decent for one person, (slightly above the average for a single individual, but only about half of the average household income) but would basically be hand-to-mouth regarding income and expenses. You wouldn’t be able to save anything with $65k, which means you’d have zero wiggle room for future planning or surprise expenses.
If I was able and willing to move to the middle of bumfuck nowhere, I could be really damned comfortable for $65k. But that would be entirely dependent on my job (ability to WFH, and thus able to pack up and move), availability of things like groceries/hospital/etc., and also my willingness to suddenly have an hour drive before I’m in town. If you hate rural living and are tied down by an in-person job, the “move where it’s cheap” idea doesn’t really have a lot of options.